• Discounts apply to Life Protection plans taken out via the web page https://www.zurich.co.uk/value-your-world/sdp/BMA
• Discounts are only available to employees of the British Medical Association (BMA).
-The discount is only available using the promotion code ‘ESYY498803’ whilst creating a life insurance quote online at https://www.zurich.co.uk/value-your-world/sdp/BMA
• Discounts are not available on plans taken out via telephone, price comparison/cash back websites or third parties including financial advisers/brokers without Zurich’s authorisation.
• Discounts do not apply to anyone who has taken out a life insurance plan with Zurich within the last 12 months and then cancelled it.
• Applications are subject to normal plan terms and conditions including Zurich’s underwriting criteria.
• Zurich reserves the right to decline any application for an insurance plan in accordance with its applicable business practices and is not obliged to disclose the reason for rejection.
• Zurich reserves the right to withdraw the discount promotion or make changes to these terms and conditions in whole or in part where it reasonably considers it necessary to do so e.g. to notify of the withdrawal of the discount promotion, to change the scope of the promotion, or in the event of circumstances beyond its control. Reasonable advance notice of such changes will be given where possible.
• No cash alternative is available in place of the discount.
• For Level and Decreasing Protection plans the percentage discount available is dependent on the length of insurance and ranges between 9% and 13%.
• For Increasing Protection plans the percentage discount available is dependent on the length of insurance and ranges between 8% and 15%.